Contractor Insurance HQ helps contractors get the best deal on insurance by connecting them to our network of agencies. When you request a quote from us, we match you with three independent brokers in your state who understand your industry. They compete. You save money.
The mission of Contractor Insurance Headquarters is to help prime contractors and subcontractors find the best deal on commercial insurance possible. We do this by connecting your business with three agents knowledgable in masonry, carpentry, plumbing, HVAC, and more. We believe this method is one of the best ways to find business insurance for four distinct reasons.
1. One agent can’t speak for all insurance companies
To find the best insurance policy, you must consider multiple insurance companies. The larger your search, the better your chances of finding insurance that fits your needs. You can’t limit yourself to a single agent. One agent might represent a few insurance providers, but he can never represent all of them. When your organization speaks with multiple insurance agents at once, you increase your chances of finding the best coverage at the best price.
2. Contractors need agents who understand them
Anyone certified to write property & casualty insurance can write a commercial insurance policy — there are plenty of agents out there who will do business with any industry. But anyone in construction needs an insurance policy tailored specifically to their needs. They need airtight coverages that protect them from the unique risks of construction. They need to know what they’re buying. The only way to get that kind of service is to hire an agent with experience in the industry.
3. Three agents is the ideal amount
It is crucial to shop around, but you will eventually reach a point when you just start running in place. No one needs to talk to ten agencies to get a single policy. You’d be wasting your time. Instead, we connect you with just three licensed insurance representatives. Three from us is all you need.
4. Insurance rates are constantly in flux
The insurance economy is always changing. Market factors and underwriting guidelines take sudden turns. Premium rates rise one month and fall the next. Insurance companies that had the best deal last year are struggling this year. Diligent shoppers, those who review their insurance options once a year, won’t pay more than they have to for their policy.
We’ve made shopping easy. After you fill out one form, we connect you with three agents well versed in contracting insurance. So sit back and let the best agent win!